8/2/2015
Getting HDT Insurance
2 hours on the phone |
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| davelinde 20 May 2010 11:52 AM |
This is probably "old news" for veterans here but DW told me that it took 2 hours on the phone with Progressive to get them to agree to insure the HDT we are about to get. Apparently the first CSR said "no" but then transferred her to another person, who then transferred her again. Finally they told her to call an agent they suggested who was able to set it up. The irony is that they would only insure the truck if we let them insure the trailer too. OK, they ALREADY insure the trailer. But no... we need to cancel the insurance on the trailer and write a new policy for both. Good news is that it seems to be done now. |
| Russ Barnes 20 May 2010 12:17 PM |
Probably because Progressive Group isn't one entity, but to avoid major claims they divide the underwriting up over several legal businesses. That way a major event such as floods, hurricanes, etc. won't bankrupt them. Here is a list of Progressive Groups off their site and you were probably in one, but not the one that does your rig. I know my HDT is in Progressive Hawaii :
Underwriting Companies Drive New Jersey Insurance Company - NJ Progressive American Insurance Company - FL Progressive Casualty Insurance Company OH Progressive Classic Insurance Company WI Progressive County Mutual Insurance Company TX Progressive Gulf Insurance Company MS Progressive Hawaii Insurance Company OH Progressive Michigan Insurance Company MI Progressive Mountain Insurance Company CO Progressive Northeastern Insurance Company NY Progressive Northern Insurance Company WI Progressive Northwestern Insurance Company (C.A. # 6350) Progressive Security Insurance Company LA Progressive Southeastern Insurance Company IN *Progressive Specialty Insurance Company (C.A. #5997) |
| Jack Mayer 20 May 2010 02:12 PM |
Progressive would not insure our HDT. At first they would. But they then backed out of the policy before it was issued. Underwriting would not allow it. We discussed it with them for hours on the phone - various supervisors, various underwriters, etc. Same thing with GMAC - which we had previously HAD for the insurer on the truck. They would only write a commercial policy. |
| Bluenoser 20 May 2010 08:22 PM |
Jack I am just starting this process... and I have only checked with one company (my current carrier) who insisted that the truck policy be issued from their commercial side, although they gave me some mumbo-jumbo about it was a private truck etc. (Quote was $2800 and DW and are both 50 with perfect driving records). Is the issue with the "commercial side" that it is probably more expensive? I know we need to do some shopping around, I just didn't know how to process this guys statement that "it had to be carried on the commercial side of their company". |
| electryc_monk 20 May 2010 08:37 PM |
The more I see these *headaches* the more I see a tidal wave on the horizon of client frustration building to a force that gov't PAC's have only dreamed of..... |
| Desolation Roe 20 May 2010 08:43 PM |
If your usual avenues won't work, State Farm knows how to insure an HDT.
Took 5 hours yesterday start to finish, of which about half an hour was actually on the phone. Rates are quite high, annual cost about $900 for fairly basic coverage, but rates up here are generally higher than the USA anyway. The usual caveats about having to reach the right people apply. I sent then a couple of threads from the forum for their review. That and a few photos of my motor home and others worked wonders... |
| davelinde 20 May 2010 08:48 PM |
We were quoted something like $500 not $2800...
But if they might back out now I FOR SURE want proof of insurance before I drive to SC to pick up my truck. Curious... if Progressive balks, who are the other good choices to try? |
| ghillie 20 May 2010 10:27 PM |
We are with GMAC. They are the only ones that would cover us with me using the HDT as a daily driver. We pay 1700.00 a year for the truck and the 5er, and that is with 50,000.00 on personal effects coverage.
Weird that Jack Mayer had a problem with GMAC. Just as weird some State Farm folks will insure people here. I was with State Farm for over 25 years, house, cars, motorcycles, etc. No claims except 2 windshield repairs and one windshield replacement, that's it. They laughed at us when we wanted to insure the truck and fiver. Farm & city, progressive, AON (I don't remember their new name), they all would cover us but not using the truck as a daily driver. If we were retired, we could drive the truck daily and they would insure us. But if we were working, we couldn't use the truck as a daily driver..... GMAC would not insure the motorcycle, so we are with progressive for the 'busa. We have been with GMAC 4 years starting our 5th. I recommend giving them a try. Maybe Jack's problem is they didn't want to insure Jack's squirrel.... Just Kidding Jack!! |
| RickW 20 May 2010 11:05 PM |
I am insured with Progressive (thru RV America - 800-400-0186 - John Wilson x234). My sticks and bricks and autos are insured thru State Farm and I tried there first. State Farm also had my 5th wheel at the time. My agent tried everything but they were 100% more than Progressive. My policy for the HDT is not tied to the 5th wheel. My police is based on usage between 30 to 180 days of usage per year. I moved the 5th wheel to Progressive due to a better rate and agreed upon value. HDT is insured for what I paid for it. Progressive would have insured the HDT without the trailer. |
| Bob Cochran 20 May 201 11:46 PM |
I have just finished insurance shopping as I wanted to change from GMAC. I had no problem, it is just I like to have an Agent I can sit down eye to eye and talk to like in the past. A good Agent is worth his weight in gold and when he is right here that I can get a hold of I feel like he is more on my side than just someone on the phone who only holds the company line. Too, if he is good he understand the insurance and will work for you. Again like with GMAC you call have a question, call back an hour later get another one with different answer. While I don't have a HDT yet I asked about insuring and both Allstate, Farmers, said they did State Farm said no. I will have to say though both said it would be insured on the commercial side. When I asked about being able to disconnect from 5er and drive to store etc. they said you can get insurance commercial/personnel that will allow that.
I went with Allstate via and independent agent to my surprise was cheaper than GMAC, State Farm, Farmers, and 3 or 4 others I checked on. My independent agent said even if Allstate would not insure the HDT(he believed they would he was confident he could get a commercial/personnel use one from companies they use for commercial operations. I did not go into why but his 1 ton pickup he had insured commercial/personnel use. I think a lot can be resolved with a good independent agent just hard to find them. I live in a rural area and think too because I know where they live and may go to Church with them it makes a difference as well. |
| Rick & Alana 21 May 2010 05:02 AM |
I just went threw this 10 days ago. Had been with Allstate for 15 years- same agent- they would not right it. State Farm would for $800. and some change. AAA independent agent wrote it threw Progressive $354.00 per year. Whoever said to sit down with an agent face to face is correct. I tried the phone and got know where. Sat down in there office and kept asking them to call their underwriter, had pictures of my truck and some of yours with and without trailers which I could send them via E-mail from my crackberry and got results. I'm not sure I have ever worked so hard to spend money with a company. |
| SWharton 21 May 2010 06:35 AM |
It's a lot less painful if you use an independent agent who specializes in RV/HDT/MDT insurance. There are several that are available, check the Escapees Magazine but Poliseek, Miller are 2 that I can think of immediately. These firms deal with several different insurance companies and make the whole process relatively easy. |
| renegade warrior 21 May 2010 08:24 AM |
Before I took final delivery of my 770, I called National Interstate and had no problem at all with the insurance of the tractor and did move the 5er insurance to them also.
Just rec'd my renewal at a cost of $1587.00 for 12 mos. and that's in Florida (not noted for being cheap to insure in) Progressive who insures my Harley Ultra and the little whaler ran me around with either they would or not but would get back to me. About a month after making the policy with National, Progressive called back and said they would if all vehicles DW and I own were switched to them. That didn't happen and they were about $1000. higher for Volvo and 5er. |
| Jack Mayer 21 May 2010 09:59 AM |
I'm a TX resident, so this is based on that. It may vary based on domicile.
Poliseek can put you with National Interstate with no bobtail restrictions. They will want the truck/trailer both insured. Farm and City can put you with Allied with some restrictions. You can only tow YOUR trailer, and you can not use the truck to "sleep in." No other bobtail restrictions. Truck and trailer required. Miller can put you with National Interstate. If you do a commercial policy you can get it from most places. You just pay commercial rates. |
| ghillie 21 May 2010 10:31 AM |
Jack Mayer, on May 21 2010, 03:59 PM, said: Except no daily driving as mentioned above. |
| Jack Mayer 21 May 2010 11:01 AM |
John, they told me I could drive my truck as much as I wanted, anywhere I wanted. But I am marked as "retired", so that may make a difference. The did specifically ask if I was commuting to work.
But I asked them a hundred questions about restrictions, so I think I am pretty clear on what I cannot do. I also read the policy in detail and there are no restrictions for general driving. |
| ghillie 21 May 2010 11:56 AM |
Not trying to argue with you Jack, just trying to be clear. I'm likely one of very few or the only one to use my HDT for a daily work commuter. When American Modern learned we were commuting with Hoss, they told us to stop or they would cancel us. That started the search for different insurance. We went to Farm & City first due to the praise we read here. They declined the daily drive issue. The search continued through many providers until GMAC. We stopped at that point as they were completely fine with my daily driving issue. We pay a tad more with them, perhaps because of our daily driving, but for us they were the only show in town. When we retire we will see if they will reduce our rates or we may change providers.
In the event someone is having trouble with insurance if they want to daily drive their HDT, maybe getting my scoop will save them time. |
| Jack Mayer 21 May 2010 06:09 PM |
John It seems that to the insurance companies there is a big difference between a daily driver (like in the case where we had only the truck) and a truck driven to work. They specifically asked me this. And not just Farm & City....all of them asked me if the truck was used to "commute to work." Of course, when listed as retired there IS no work. I think my issue with GMAC may have been I was dealing with them directly and not through an agent. It seems that at least some people using an agent manage to get insurance. The biggest issue to the underwriters seemed to be that we had ?modified? the truck.... |
| D K. 21 May 2010 07:05 PM |
I posted the info on Progressive a while back. I strongly recommend you look elsewhere, they WILL audit your policy and your vehicle's VIN# eventually. When they do, the policy and your vehicle is flagged and an immediate cancellation notice is sent out. If you are using a mail forwarding service, think about the lapse time you likely have between that notice being postmarked and when you legitimately get it after forwarding.
State Farm gave us no problem, I even asked about retirement and long term traveling. We will always own property, so we may not be the typical full timers here when we go back on the road again, but the immediate clarity and knowledge State Farm showed us regarding HDT RV conversions has made the decision to go with them very easy. I'm paying around $500 a year for the entire rig you see in my signature, as in the Volvo and the big trailer behind it. Our agent itemized the trailer's amenities out on a checklist with me for replacement due to it being a homebuilt conversion based off a once commercial trailer, but it was not required to get the RV/private use policy started in regards to our HDT Volvo's VIN or title etc. |
| pacecar 21 May 2010 07:52 PM |
We went to Miller Insurance in Oregon based on recommendations found here on the discussion forum. It was a very pleasant and easy process. We have the Volvo and 5er insured with National for $750 yr. I have not needed to use it yet, thankfully. I am still working and they told us that we could bobtail all we wanted. I would recommend then to everyone that needs help. The gals on the phone are well informed and very friendly. |
| Hogrydr 21 May 2010 09:44 PM |
Dave I have had no problems with Progressive. I've had them for three years and have a "Agreed on Value" Policy that included an appraisal from an appraiser that they provided (that I paid for)and he took lots of pictures that is included in the file that describes the toter inside and out. So I know that they have seen what they are insuring....and I've not received any letters or cancellation from them. They only required that I engage in no type of commercial activity, and said my DW was also approved as a driver (they don't have to worry about her getting behind the wheel of the Volvo !!!!) After it was brought up on this board about driving bobtail. I called and was told that they had no problem and it was insured. I did not ask about towing someone else's RV. But would call if I had that need ....???? |
| Bob Cochran 21 May 2010 10:24 PM |
After reading all the posts I have determined. This is all very confusing and contradictory someone say an insurance company will insure HDT and others say that same company will not and in fact canceled them!!! I do think retired helps and perhaps the state, even your location within the state you reside. I guess with me and Allstate will see when it comes to serious shopping probably next year will talk to agent prior to shopping. I will say for my 3 vehicles and 5er the premiums was less than anyone else and I even lowered the deductibles by half. Also I cannot get home owners insurance with Allstate as my home is classified as 9 or 10. No fire hydrants, volunteer fire department, etc. so no help there. I don't think I can insure with anything else than commercial/personnel use for the HDT. My home base is Arizona and an HDT no matter what has to be registered commercial and I will be required to get a class A CDL with single trailer and air brake endorsement. Unless somebody decides to change the law which I doubt they have enough budget problems to worry about. Before you ask or suggest I will remain in Arizona as I have property in a rural area with a stick built home(paid for), 3 car garage with the 3rd bay converted to a woodwork shop, concrete RV pad with RV cover full hook up, and I like it here. |
| paulshaunaalan 22 May 2010 12:39 PM |
Well guys I have mine with Progressive still and I went round and round with this on them due to issues others have. Bottom line in my case was as long as I owned another vehicle, then they assume I drive that as primary and then they have no issue with insuring the truck and no restrictions with driving it bobtail or with using it to tow any trailer.
I did get them to send me an E-mail some time back confirming that, just to be sure I had it on record. |
| rickeieio 23 May 2010 10:27 AM |
I'm about to insure w/ Progressive through LazyDays in FL. I can't find an agent locally who will touch the 770. I got a quote from LazyDays back in Jan. when I was considering a '05 Freightliner, for $450/yr. The 2000 Volvo is $759/yr., no restrictions other than no commercial use. (Does hobby farming count? Of course it does.)
Progressive wants the trailer too, which will be about $100 higher than I'm currently paying. All quotes are based on stated value, which is what I actually paid for the units, $35k for the whole rig. |
| JUGGERNAUT 23 May 2010 10:44 AM |
Been with National Interstate for 4 years. Both HDT & Fiver. |
| Jim Vonwolske 23 May 2010 11:25 AM |
Please search HDT forum for "insurance." There were many recent contributors.
One thing to know is that "GMAC Direct" is different from "GMAC Agent/agency". "Direct" is not cooperative to insure our HDT's. My suggestion is go to C&C marketing/insurance in Livingston, TX. C&C is an agency specializing in our interests. They have an ad here in Commercial Services. Chris Yust and husband Charles have been insuring HDT's for years. She knew exactly what to do and will insure mine at a very reasonable rate when I get it. I have very high confidence in her work. I called at least 10 other RV insurers and all I got was vacillation and conflicting answers. Most of them just gagged when I said HDT. Chris gave me a package deal for a 2001 Western Star 4964EX, class 8 with $500 deductible collision, my big triple axle boat trailer, a Chevy suburban, and Good Sam road service for about $1,000+/- a year. I have not bought the truck yet, but she will definitely get my business. |
| D K. 23 May 2010 12:34 PM |
rickeieio, on May 23 2010, 03:27 PM, said: They want the trailer as well for a reason. The underwriters at Progressive are taking the standpoint that if the truck is not attached to the trailer, it is not to be moved. Jim is he first person I think that has a positive experience with them recently. When I called them out on this with our policy which we've had for several years without a 5ver on it, they said I was one of the lucky ones who slipped through the cracks. I wouldn't call it lucky that they felt I was somehow outside of the limits they have decided to set for HDT's, I would look more to the side of their agents being grossly untrained for allowing the inaccuracies to continue. If you decide to go with Progressive, I strongly recommend you get the agent you have to send you a written E-mail or letter that answers your direct questions with a YES or NO. They refused to this for me, so I took my business elsewhere. (I've had Progressive on the Volvo since '03 or '04, so this was not a spur of the moment decision, they repeatedly kept giving me the run around each time I updated or transferred the policy to our next state. Montana, South Dakota, GA, AL, LA). I lost the benefit of the disappearing deductible when changing states too, so watch for that. We went with a Montana policy with out of state garaging to fix this while they researched their guidelines to re-instate it. Drama, plain and simple worthless drama. A local agent you can go stand in front of is worth a lot more than a phone rep's yes or no guessing on what they can offer you. One last caveat regarding Progressive: Make sure their rep does not bind your policy as a Volvo sedan. I've had them send me insurance cards for a Volvo sedan twice over the years, VIN# was correct, phone rep was just occupied/ignorant to listen to me when I said repeatedly this needs to be a RV policy for a coach. Check that when your cards and info comes in the mail immediately. |
| davelinde 23 May 2010 04:40 PM |
Well... I need a policy and proof of insurance to carry before I go pick up the 660 next week - so we are going to attempt to start with Progressive and see how that goes. I suppose we can shop later.
The only thing they requested was a signed doc saying essentially no business "in or around the truck" no company logos and the truck cannot be kept on a business property. The last sentence stumps me... "this RV must be kept in designated RV camping areas when we travel with it". I can't imagine that means I can't keep it on my own property... or a friends property... or stop in a Wal-Mart and shop for a few hours (or 10 or so)? Odd clause. We think they mean I shouldn't take it off road... |
| Bluenoser 25 May 2010 06:13 AM |
After my first estimate from my agent (quoting Fireman's Fund) who said this HAD to be covered in their commercial section and would be $2350 (I mis-quoted above), I called an entirely new agent with Farmers who said they could do it for $800 per year and she said their were no restrictions. They need photos of the truck (which I can't provide until Wayland is done) but it sounds like no big deal. $500k coverage and $1k deductible.
Obviously, there is a GREAT DEAL of variation out their among companies and agents, and we all need to shop around to find the one that - at least for the MOMENT - can give us a fair deal and fair price. |
| Red Runner 25 May 2010 06:58 AM |
We insured ours with Blue Sky out of Ohio, Eric is great guy and can get you set up. 866-484-2583, |
| Rick & Alana 02 June 2010 08:35 PM |
I may have spoke too soon - got a letter from Progressive today canceling my insurance coverage on the Volvo 770 due to "not insuring this body style." And that was after insisting the agent talk to the underwriter before I signed the deal.
Going to call agent in the morning and see what is up. |
| 'Nuf Truck 03 June 2010 09:40 AM |
I recently moved to Progressive from American Modern based on a 25% increase in AM premiums for our HDT and trailer. Progressive was reasonable in cost, BUT while originally committing to an Agreed on Value policy, they later recanted, saying they no longer will do those on HDTs/MDTs. I needed to switch to something, so went with them, but am looking for a better underwriter where I can get AOV. One thing, there is no restriction in our ability to drive bobtail, though there is an exclusion for commuting to work. Cal |
| Jack Mayer 03 June 2010 11:49 AM |
Cal you may want to talk to Farm & City. They will do agreed value but you have to get it appraised...and they will supply names for you. It will cost you, but you will have your appraisal. |
| Hogrydr 03 June 2010 12:37 PM |
Cal I just renewed my AOV with Progressive a month or so ago. No comment so far on any policy change??? I'll post if I get the call or they change the way we're currently doing business. It sure makes you wonder about these companies and who makes the decisions to write a policy or not!!!!! I did go to some expense to get the appraisal etc. and wouldn't feel to kindly if they decided to change Jim |
| TomMarik 03 June 2010 02:54 PM |
State Farm (SD) covers liability on the Pete for $95 per six months. It was $120 a couple years ago but went down due to safe driving discounts. |
| SuiteSuccess 03 June 2010 07:21 PM |
Agree with Jack and they will write agreed value at Farm & City. Terese very helpful. |
| 'Nuf Truck 04 June 2010 04:17 PM |
Thanks Jack, I don't mind paying for an appraisal at all. I'll check it out.
Jim, when I was signing up, the CS rep said it was all set to go, then there was something to do with a supervisor, then it came back that while the order entry system was set up to enable AOV for HDT/MDTs, they no longer offer it. I had the feeling that a sup was monitoring the call for "quality assurance", or looking over her shoulder, in any event they declined to issue a new AOV policy. Maybe you're grandfathered or they just haven't caught up with you on audit yet against their new policy requirements. Who knows. |
| davelinde 04 June 2010 04:45 PM |
Rick & Alana, on Jun 2 2010, 08:35 PM, said: How long did it take them to renege? |
| Rick & Alana 04 June 2010 05:04 PM |
davelinde, on Jun 4 2010, 03:45 PM, said: Policy written May 13th. Got letter on Tuesday of this week giving with a cancelation date of June 27th. |
| davelinde 07 June 2010 05:01 PM |
Thanks, my binder was issued today but they messed up the VIN... so I just got off the phone with the agent and mentioned the possibility this policy would go "poof". She said that writing non-commercial insurance for HDT's is rare, but she has done it before and the policies remain in force. She did mention that Progressive was "very strict" about their rule that the HDT may ONLY pull the FW they insured as well.
We will see... this 30 day binder will get me registered and let me transport the truck home. If they bail after 30 days I'll be in Michigan on vacation.... fingers crossed. |
| Rick & Alana 07 June 2010 05:16 PM |
I just got a quote from RV America- haven't read it yet-but it was refreshing when the lady ask me "what type of truck do you have Kenworth, Peterbilt, Freightliner? I said Volvo and she came right back with what series - I said the 770 she said oh the large one." Actually had someone who knew at least something about trucks.
If you have trouble let me know I have her 800 number and extension. |
| davelinde 07 June 2010 06:06 PM |
Rick & Alana, on Jun 7 2010, 05:16 PM, said: For sure! Thanks - still hoping I don't need it... will know for sure in a month or so. |
| GeoffG 28 June 2010 07:45 PM |
Hey Rick, were you able to get the HDT insured without the 5er (since yours is "on order"). If so, I'd love to know your agents name. So far, only company I've found that will insure HDT only (IE buying truck b4 5er) is National Interstate and they charge MORE for the truck alone than truck + 5er!! Geoff |
| Rick & Alana 28 June 2010 07:57 PM |
My truck insurance took effect on the 27th- yesterday and I have put a deposit down on the trailer and will pay for it this Friday- and it has insurance now also. I dealt with Christine at RV America 800 400 0186 ext. 213. Tell her you got her number from me- it might help---- |
| SWharton 29 June 2010 03:45 AM |
We have an MDT and a 5th wheel. We sold our old 5th wheel and I called Poliseek to drop the trailer until the new one came in and found the exact same thing. The policy without the 5th almost doubled. I kept the old 5th wheel on the policy until the new one came in.
I just don't understand insurance at all. Our son-in-law just bought a new truck(used) he didn't want red because the insurance is higher on a red truck. What does the color have to do with your driving record? I just don't understand. |
| JUGGERNAUT 29 June 2010 08:01 AM |
[quote ]Red has been proven to be a target by the police. Red=tickets. Police don't profile the car color, however RADAR does. I know it sounds stupid but if you are in a group of cars RADAR will clock the red car first provided it's really shiny. RADAR waves bounce off it's target and returns. If you are in a Semi, radar will get it because it's the larger object with the large grill. If you drive a black car that is dull and has no squared area's the radar will have trouble detecting it, just like those of a stealth aircraft. In short Red Cars do get stopped more.[quote] |
| SWharton 29 June 2010 11:37 AM |
Talk about being off topic. Do you have any idea why white or silver wouldn't be more "reflective"? |
| SuiteSuccess 13 July 2010 03:37 PM |
Red Runner, on May 25 2010, 06:58 AM, said: Just got off the phone with Eric at Blue Sky. Have spoken to several agents mentioned on this forum. USAA will not write, GMAC not interested, same with Progressive. Farm & City would write but several limitations on use. Blue Sky welcomed the chance to write. Eric wants more business and the policy for the Volvo and trailer cheapest yet with the coverages I wanted. No limitations on bobtail. Blue Sky wants more of the HDT business so might give them a call and compare your rates and coverage. |
| Rick & Alana 13 July 2010 05:41 PM |
RV America used Blue Sky to write my HDT and trailer insurance-yes they seem like they want our business. |
| Bill R 15 July 2010 11:37 PM |
After checking with the companies mentioned on HDT...a lot of phone time. I found a good one. I hope. I just got my 1999 Volvo & 2001 Alpha insured with Miller ( Alice 800-622-6347) in Oregon. The premium is $807.37. They require me to have the Volvo appraised. That will cost $233.00. Good idea to agree with insurance company on the value of insured item before a claim is filed.. I was paying a lot more. |
| Bill B 12 May 2009 01:02 PM |
Dave I see that you made it - great, see you guys tomorrow. IDEA - take an other glad hand, short piece of plugged pipe for a handle, hook it up to a blanked off glad hand. Get fancy and mount it to the trailer for storage. Just a thought?? |
| SuiteSuccess 16 July 2010 01:30 PM |
Bill R, Mine was about the same price and did not require an appraisal with Blue Sky. My policy is agreed value of what I paid for truck and improvements (ET hitch etc.) I would seriously consider talking to Eric at Blue Sky. Might save you that $233.00. |
| 'Nuf Truck 03 February 2011 02:58 PM |
I just got off the phone with Eric at Blue Sky. He indicated they won't write Agreed Value on trucks older than a certain age. My truck is a 2005 ordered from the factory spec'd for this RV application, and has 39K miles. But no AV available. He is looking at what they can offer, and I'll consider it in comparison to renewal of my current ACV from Progressive.
Geez you'd think we'd be enough of a market by now that insurers would want our business, not find ways to frustrate us into hopping around from one to the other. I mean, I'm paying A LOT of $/yr. for poor coverage from Progressive... |
| PTFS 03 February 2011 04:10 PM |
Cal I'm in the same boat as you. I did get my insurance with Blue Sky and have the truck covered with purchase price guarantee. The problem is they won't put this on an RV if it was purchased more than 12 months ago and more than 5 model years old. When I was speaking to Eric on the phone and in E-mail I explained this is frustrating since I purchased the Teton only two years ago but it meets the 5 model year rule. |